Homest Planner

🏠 Purchase settings

Home size (m²)

80 m²

Price per m² (₼)

₼3,300

Down payment (%)

30%

MLGF minimum: 30 percent · Max loan: ₼150,000

Total purchase price–

Down payment–

Loan amount needed–

Loan status –

Annual interest rate (%)

8.00%

MLGF standard mortgage — max 8 percent fixed rate

Loan term (years)

20 years

MLGF: up to 25 yrs · Social: up to 30 yrs

Monthly payment–

Total interest paid–

Total repayment–

Interest : principal ratio–

PrincipalInterest

Recommended income: Mortgage should not exceed 40 percent of net salary. Minimum suggested: –

Affordable Stretch Overextended

Debt-to-income: –% of your estimated salary

Basic finishes, local materials

Renovation total–

Cost per m²–

Effective cost/m² (shell + reno)–

Total one-time costs–

As percentage of purchase price–

Cash needed on day 1: Down payment + all fees

Payment timeline

💡 Explore all Homest.az tools

🏠 Homestimate — AI-powered property valuation
🔨 Renovator — Estimate your renovation cost
🔍 Marketplace — Browse property listings
📊 Market intelligence — Azerbaijan real estate market analytics